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How Long Will My Money Last?

Savings ($)

Monthly withdrawal ($)

Annual return (%)

Increase withdrawals by inflation (%/yr)

…

How it is calculated

Each month: balance grows at return/12, withdrawal is taken; withdrawals rise with inflation annually

Projections are illustrations, not guarantees. Taxes and fees are not included unless stated.

FAQ

Is the 4% rule still safe?

Research (Bengen; the Trinity study) found 4% inflation-adjusted withdrawals survived 30 years in most historical US periods. For longer retirements or high valuations many use 3.3–3.8%.

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