Terms of use & disclaimer

Last updated: 25 October 2026

By using RetirePal (the “site”) you agree to these terms. If you do not agree, please do not use the site.

Information only — not professional advice

All calculators, converters, generators, guides and other content are provided for general information and educational purposes only. Nothing on this site is financial, investment, tax, legal, accounting, lending, medical, health, fitness or nutritional advice. Results are estimates based on the inputs and simplified assumptions; tax rules, rates, loan terms and personal circumstances vary and change. Always verify important figures and consult a qualified professional (e.g. an accountant, tax adviser, lender, financial adviser, doctor or dietitian) before making decisions. Health and fitness tools (e.g. BMI, calorie or body-fat estimates) are not a diagnosis; consult a doctor before starting a diet or exercise programme.

No warranty

The site and its tools are provided “as is” and “as available”, without warranties of any kind, express or implied, including accuracy, completeness, fitness for a particular purpose and non-infringement. We do not guarantee that results are error-free or that the site will be available without interruption.

Limitation of liability

To the maximum extent permitted by law, the operator is not liable for any direct, indirect, incidental, consequential or special loss or damage (including financial loss, lost profits or data loss) arising from use of, or reliance on, the site or its results. Nothing in these terms excludes liability that cannot be excluded by law, including for intent or gross negligence, or mandatory consumer rights in your country.

Advertising and third-party links

The site is funded by advertising and may contain links to third-party websites and products. Ads are supplied by third-party networks; we do not endorse advertised products, and third-party sites are governed by their own terms. Where we link to our own digital products, they are sold by our reseller Lemon Squeezy as merchant of record, under its terms and refund policy.

Trademarks

Third-party names and trademarks mentioned on the site (for example software, store or brand names) belong to their owners and are used only to describe compatibility or refer to them; no affiliation or endorsement is implied.

Acceptable use

Do not misuse the site, attempt to disrupt it, or scrape it at a volume that harms its operation.

Changes and governing law

We may update these terms by posting a new version here. These terms are governed by the laws of the Republic of Serbia, without prejudice to mandatory consumer-protection rules of your country of residence.