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$1,000 invested for 20 years

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$3,870

$1,000 invested for 20 years at 7% a year, compounded annually · $2,362 in today’s money

By rate of return

Annual returnValue after 20 yrsGrowthMultiple
4%$2,191$1,1912.19×
5%$2,653$1,6532.65×
6%$3,207$2,2073.21×
7%$3,870$2,8703.87×
8%$4,661$3,6614.66×
10%$6,727$5,7276.73×

Returns are assumptions, not forecasts; stock market returns vary widely year to year.

Year by year at 7%

Year 5$1,403
Year 10$1,967
Year 15$2,759
Year 20$3,870

FAQ

How much will $1,000 be worth in 20 years?

At a 7% average annual return, $1,000 grows to about $3,870 in 20 years (3.87×). At 5% it would be $2,653; at 10%, $6,727.

What about inflation?

At 2.5% inflation, $3,870 in 20 years buys roughly what $2,362 buys today – a real return of about 4.4% a year.

How long does it take $1,000 to double?

Rule of 72: at 7% about 10.3 years; at 10% about 7.2 years; at 5% about 14.4 years.

Other periods: 5 years · 10 years · 15 years · 25 years · 30 years · 40 years · all tables

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